# Credit Repair in Melbourne

Your[ **credit score**](https://www.fixbadcredit.com.au/credit-repair-melbourne) (also known as a credit rating) is a number that indicates your trustworthy reputation for being able to repay your bills on time. It is calculated based on the information in your credit report. The higher your score, the more reliable you’ll appear to lenders. A high credit score will make it easier to qualify for mortgages and car loans, start a business, and, in some cases, secure a job. A bad score can lead to creditors being reluctant to lend to you or charging you higher rates.
